Terms of Service – Haven Ledger

1. Eligibility

You must be at least 13 years old to create an account or use Haven Ledger.

By using the Service, you represent and warrant that:

• You are 13 years of age or older
• You have the legal capacity to agree to these Terms

If we learn that an account has been created by someone under the age of 13, we may suspend or terminate the account and delete associated data.

2. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms.

You are responsible for maintaining the confidentiality of your account and for all activity that occurs under your account.

3. Service Description

Haven Ledger provides tools to help homeowners track property information, maintenance tasks, and warranties.

The Service does not provide professional, legal, financial, or inspection advice, and does not guarantee the condition or safety of any property.

4. User Content

You retain ownership of all content you upload to the Service.

By using the Service, you grant Haven Ledger a limited, non-exclusive license to store, process, and display your content solely to operate and improve the Service.

5. Acceptable Use

You agree not to:

• Use the Service for illegal or harmful activities
• Attempt to access another user's account or data
• Interfere with the operation or security of the Service
• Reverse engineer or misuse the Service
• Upload malicious or misleading content

6. Subscriptions & Billing

Some features may require a paid subscription.

Subscriptions are billed on a recurring basis. You may cancel at any time. Refunds are subject to the policies of our payment provider.

7. Service Availability

We strive to provide a reliable Service but do not guarantee uninterrupted or error-free operation. Maintenance, updates, or outages may occur.

8. Termination

You may stop using the Service and delete your account at any time.

We may suspend or terminate your access if you violate these Terms or misuse the Service.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available."

We make no warranties of any kind, express or implied.

10. Limitation of Liability

To the fullest extent permitted by law, Haven Ledger shall not be liable for indirect, incidental, or consequential damages arising from your use of the Service.

11. Governing Law

These Terms are governed by the laws of the United States and the state in which Haven Ledger operates.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service constitutes acceptance of the updated Terms.

13. Contact Information

Email: support@havenledger.com